A long time ago.
When I was about 7.
At school.
Lunch time.
Well silly things happen at school but I never thought this would happen.
Me and 3 of my friends were playing on the field and we decided to do handstands and cartwheels. So we were doing that for about 2 minutes and I did about my 8th handstand. I was wearing one of those sort of school dress's thingy's not sure what it's actually called. So I went to do my handstand and I managed to maintain the handstand for a couple seconds but my dress slowly started to come down. I didn't really notice till I felt some wind blowing against my stomach. My dress then fell always up to my neck so I decided to get back up from the handstand to stop my undies from showing but once I got up I ended up losing my dress. So I stood up half naked in my light blue underwear with my dress on the grass. My friends noticed and started to kind of giggle and one of them got my dress for me so I tried to get it back on quickly before anyone noticed. Luckily I think no one noticed.

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Honestly, the way your stories usually go, I was half expecting her to run off with it :-p. But... I realize that's also at an older age (and my perspective might be being scewed a bit by the fictional stories you write. I admit my memory may not be doing a perfect job keeping them separated XD).
Fortunately your friend had time! XD